First Time Buyer Down Payment Assistance Programs

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First Time home buyer programs. So, who is a first time home buyer? A first time home buyer is defined as an individual, who has not had an ownership interest in a home within the last three years. If you fit this definition, you might be eligible for down payment assistance.

Approved lenders can determine if your income meets requirements for OHFA Homebuyer Downpayment Assistance. OHFA will provide 3.50% or 4.00% of the loan amount towards the down payment for the purchase of your home. Down payment assistance is a gift – no repayment required. No Review Fee on the loan.

Fortunately, there are first-time home buyer programs, grants, and down-payment assistance available. Here are 10 first-time homebuyer programs and grants.

Down Payment Assistance allows homebuyers to choose either 2.5% or 5%. down payment and closing costs, the Ohio Housing Finance Agency (OHFA) can help.. You may qualify for an OHFA homebuyer program if you meet the criteria .