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HUD requires that each property insured with an FHA mortgage meet one of the nationally recognized building codes or a State or local building code based on a nationally recognized building code. In areas where such State or local codes are used, HUD determines if the State or local code is comparable to the model building code.
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The U.S. Department of Housing and Urban Development offers a search tool to find approved counseling agencies near you. While it’s technically possible to get an FHA loan with a score as low as.