Conforming and jumbo loan limits in California were increased for 2019 in response to rising home prices. In many counties across the state, the new jumbo loan threshold for 2019 is set at $484,350 for a single-family home. Higher-priced real estate markets, like San Francisco and Orange County, have jumbo loan limits of $726,525.
Jumbo Loan Alternatives. Sometimes the best alternative is to adjust the amount you borrow to reach the jumbo loan limit in Seattle. Maybe you want to take advantage of the reduced documentation or more lenient appraisal process. To avoid a jumbo mortgage loan, super-size your down payment to reduce the loan amount to $726,525 or less.